homeowner in My Home& Garden

What can I do if my homeowner association refuses to trim its tree overgrown to my back yard? The common area’s pine tree has seriously overgrown to my backyard. Not only it creats tones of pine needles everyday, but also one of the branches is so heavy that I fear it may crack and cause injury or damage to my family and proeprty anytime, yet my homeowner association wants me to take care of the problem myself. What can I do? I don’t have that kind of money ... (Asked by peggychien8888)
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The homeowner association does not have the responsibility to take care of it you do. I had the same problem. I was able to get a friend to help me cut it down. You neighbor does have the responsibility to help as well. If you can not get someone to help, maybe your neighbor will pay for 1/2. other than that, i do not know what else you could do....(Answered by Going Crazy)

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Is sump pump failure and related damage covered by most homeowner’s insurance? Is sump pump failure and related damage covered by most homeowner’s insurance and do I have to wait for the assessor or can I repair the pump and start getting the water and damage dried out... ... (Asked by Ralph)
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Dear Bummer Plumber, Yes, most sump pumps are covered by most insurances IF it is a new constructed home or if your existing company covers flooding at all. Some do but some don't unless you pay extra for it. Especially in heavy rain or flooding areas. You really do need to contact the insurance company before repairing the pump and clearing ghe water however. They need photos and proof of actual cause of flooding before they will pay for anything. Best Wishes....(Answered by xenomenot)

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Why would anyone want to live in a Homeowner's Association neighborhood? The only plausible explanation I can think of, is that they like other people telling them what to do. Sure, you don't have to worry about your neighbor putting a refrigerator on his front porch, but you do have to worry about the constant busy-body dictating. Who wants that? Besides, I like to see a little creativity in people and their homes-not a row of houses all identitical-boring! ... (Asked by lynn)
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I totally agree with you. That is the price they pay to live in an 'impressive' neighborhood. It is all about status. ICK!...(Answered by gigi)

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What should a homeowner do if he sees a couple of rats in the backyard? What should he do in terms of extermination? Trapping them? ... (Asked by Bruce T)
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Get cats. We live in farmland and everytime the farmers would harvest the fields, the mice would "join us". Once we got cats (we keep them outside, even), the rats/mice went away....(Answered by getaclueppl)

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What is the best way to answer the 'is the homeowner in?' telephone calls? I'm fed up with them, I get three or more a day. ... (Asked by snorky998)
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If in the UK, I registered my phone number with TPS (telephone preference service): http://www.mpsonline.org.uk/tps/ Since then, I haven't received a single marketing call. The service is free....(Answered by soniaandree)

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When selling your home, does both homeowner sign the contract with the Realtor for it to be legal? I signed the contract with the realtor, my husband did not sign anything because he was not there. Both my name and my husbands name is on the morgage. We both own the house. We decided not to sell. The realtor told my husband that I have a contract with them, but my husband does not. They put the sign up the very next day without my husband's signiture. The realtor did not have all of the paper work. When I told the realtor that we are not selling, he told me that I have a contract, and ... (Asked by RM)
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Call a real estate lawyer. Your best bet might be to buy the contract from the realtor - ie, you pay them something that would approximate their profit, less any advertising that they have not done, etc. It might not be cheap, but it will be easier and cheaper than selling this house, buying another, moving, etc, etc. But call a lawyer first. If you need a recommendation, talk to the local city, county, or state bar association....(Answered by Ralfcoder)

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How much homeowner's coverage do I need? I understand that, in the worst case, my homeowner's policy covers rebuilding of my house in case of fire, flood or any other desaster that would destroy it completely. I have been getting conflicting answers on how much coverage I need to be covered for that rebuilding. Is is the fair market value of the house? Is is the rebuilding cost? Is it the amount of my loan? I understand that the bank would like at least the amount of the loan covered, but do I truly need to be covered for the ... (Asked by Andrzej B)
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Here is the best way to know how much coverage you need: Measure the square footage of your home. Length x Width x # of Floors. Then call 3 local general contractors and ask them how much per square foot they charge to build a house. Take the average of the three and multiply the dollar amount by your square footage. This gives you replacement cost. You'll need about 15 to 20% more for removal of debris....(Answered by 529s.com)

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what is a probable purpose for commenting on property tax increase by a homeowner, realty state agent, farm.? what would be the comment on property tax increase, if you were a farm, homeowner, and realty state agent. meaning what would they say to a property tax increase. ... (Asked by rhonda m)
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Could you please be a little more specific? What would "who" say? .... the county? and, for what reason are you referring to the property tax increasing? It would only happen if your property were to sell at a higher amount, you had it appraised for refinancing, or you did improvements that increased your property value....(Answered by ☆ Mrs. L ☆)

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How does a windmill work? For example, how does a homeowner get electricity from the windmill to the home? Are wires connected from the windmill to the home? ... (Asked by biff)
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Wires are usually connected to a battery pack that is connected to the home. That way if the wind is blowing at night when you are not using electricity, you will have it in the morning. This is especially true of solar panels. They sometimes add a generator here. In many states, people sell their excess energy back to the utility company. The meter on your house actually spins backwards....(Answered by )

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How does a homeowner get rid of a woodpecker who is destroying a piece of cedar sidding,. No bugs in it!!!? There are no bugs, no hollow area on this piece of very high moulding. he comes back after my husband fixes his damage! please help! Thanks!! ... (Asked by debiobuick@verizon.net)
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Try the link below. In the article are more links to click for deterrants. Good Luck. http://www.birds.cornell.edu/wp_about/control.html...(Answered by Sierra ☼ Sky)

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